DIGITAL PRODUCT & TEMPLATE POLICIES - updated April 2024

BY PURCHASING A DIGITAL PRODUCT, YOU AGREE TO THE FOLLOWING TERMS:

RETURNS & REFUND POLICY
* All designs are owned by La Luz Design Studios. You may not resell or claim any of the designs as your own. Designers may use my templates as a starting point to build a design for your client, but site credit must be "Customized by xxx" instead a full credit. You are prohibited from sharing the templates with additional users who have not purchased one. 
* These templates are not legally associated with Showit.  
* The images, custom fonts, and graphics are for demonstration purposes only. You must have proper license to use any content given. Images provided should never be used for your own website, and I am not liable for any images, custom fonts or graphics you add into your website. I hold no liability for any image licensing/copyright issues that may occur through your unlawful use of the supplied images, fonts and graphics.
*  By purchasing a template from  La Luz Design Studios, you agree to display appropriate credit on the footer with an active link to  La Luz Design Studios.
* You acknowledge these templates only work within Showit, no other website platform. In order to build your own website or use a website template, you will need a paid Showit subscription and may need other softwares or purchases to edit the website on your own. None of these expenses are covered in the price given. Your purchase only includes the template design and course. 
* By purchasing one of my designs, you grant me a royalty-free and permanent license to use representations of your website on my website, and social media to promote my templates. 
* Each purchase includes one commercial license for one (1) website. For any additional websites, you must purchase a separate license. 
* All prices listed at checkout are in USD.

PAYMENT PLAN OPTION
Due to the nature of my digital products, no templates or courses can be returned, refunded or exchanged after purchase. All sales are FINAL unless an agreement was made prior to the purchase. Please view the demo websites, read the store policy, and ensure you understand what each template/course includes prior to making your purchase. If you have any questions before making your purchase, please email me. 


WEBSITES HOSTED BY SHOWIT
By choosing the payment plan option when checking out, you are required to complete your plan or it will be considered theft and further legal action will be taken. You hereby authorize my continued access to your financial and contact information information stored by my third party financial processing company Stripe until your payment plan is complete. All outstanding payments will be automatically taken from your account as stated in the invoice. You must ensure the payment method you are using does not expire within this timeframe and that you have enough money to cover all remaining payments.  La Luz Design Studios reserves the right to lawfully recover any outstanding monies owed. After 30 days of a late payment, La Luz Design Studios reserves the right to send You to collections, upon which You will owe the total amount of any outstanding payments plus any collection costs including reasonable attorney’s fees.


TEMPLATE SUPPORT POLICY
Your website will be hosted by Showit, and I am not responsible for the backup, storage, and services provided by them. Please review their terms of service here: https://showit.co/terms-of-service/. I cannot guarantee my templates or course instructions will function exactly as demonstrated with new updates within Showit or web browsers. You will have support for issues related to the template itself. I am not responsible to help with general Showit questions or any problems you may experience with Showit. Please contact Showit support if you are having issues with any issues that are non-template related, or technical issues.


TERMS & CONDITIONS
NOTICE: These Terms and Conditions of Use are legally binding. It is Your responsibility to read these Terms and Conditions of Use carefully prior to purchase, use, or access of any of Our products, including online courses.
GENERAL PROVISIONS
This website is owned and operated by La Luz Design Studios, a Ontario company. Our principal place of business is located in Peterborough, Ontario.
You must be at least sixteen years of age to use Our website. Use of this website is at Your own risk. We host Our site on a reputable platform and take reasonable efforts to maintain and host the site. However, We make no explicit representations or warranties as to the safety of Your individual use of the website. The Terms and Conditions contained on this page are subject to change at any time.
INTELLECTUAL PROPERTY NOTICE
You may not copy my work, images, copywriting, design ideas, or anything else that is on my website.
All images, text, designs, graphics, trademarks, and service marks are owned by and property of La Luz Design Studios or the properly attributed party. It is a violation of federal law to use any of Our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately.
(1) You may NOT use Our intellectual property in any way, which includes republishing any text, image, design, or other property on another website, or posting a quote or image from Our site to any third-party website unless it is through social media and approved by La Luz Design Studios prior to posting. We have spent a great deal of time and money building the intellectual property located on this site and in order to maintain the integrity of it, We cannot allow any third party use.
SECURITY AND ASSUMPTION OF RISK 
SECURITY
It is Your responsibility to secure Your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors such as Stripe or Paypal. By utilizing these payment processors to gain access to the Offering, You indemnify Us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable terms and conditions of use.
CONFIDENTIALITY
You have no right to confidentiality unless otherwise explicitly stated, such as in a subsequent client agreement, or otherwise implicitly agreed upon as mandated by law or fiduciary duty. 
ASSUMPTION OF RISK
By accessing Our Offering and/or related materials, whether paid or unpaid, You assume all the risk of Your access and any subsequent actions You choose to take as a result of the influence, information, or educational materials provided to You.
YOUR COMMUNICATIONS
Any communications made through Our ‘contact’, blog, blog comments, newsletter sign up, or other related pages, or directly to Our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on Our website, servers, comments, emails, or other media as allowed by Canada law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page.
We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.
DISCLAIMERS
Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).
While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal, or financial questions, You should consult a medical professional, lawyer, or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.
This website is updated on a regular basis and while We try to make accurate statements in a timely and effective manner, We cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let Us know, please email Us at laluzdesignstudios@gmail.com
THIRD PARTY DISCLAIMER
You acknowledge and agree that We are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including You. 
WARRANTIES DISCLAIMER
WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, OR CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT, OR SERVICES MATERIALS, OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE. 
INDEMNIFICATION, LIMITATION OF LIABILITY, AND RELEASE OF CLAIMS
AFFILIATES
This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links. We will use reasonable efforts to notify You when and where We have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.
I may get commission from website softwares I work with and refer to you, as well as any softwares I recommend. 
TERMINATION
If at any time We feel You have violated these Terms and Conditions, then We shall immediately terminate Your use of Our website and any related communications as We deem appropriate. It is within Our sole discretion to allow any user’s access of Our website, and We may revoke this access at any time without notice, and if necessary, block Your IP address from further visits to Our site(s).
ENTIRE AGREEMENT
Before You register with Our website or make any purchases therefrom, You will be asked to consent to Our Privacy Policy. If You have consented, or once You do consent, the terms of the Privacy Policy together with these Terms and Conditions, the information contained herein constitutes the entire agreement between site users and Our company relating to the use of this website.
LAW AND JURISDICTION
These Terms and Conditions of Use and Privacy Policy are governed by and construed in accordance with Canada law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of Ontario, Canada.
CONSENT
By using Our website, You hereby consent to Our Terms and Conditions of Use and Privacy Policy. If You require any more information or have any questions about Our Terms and Conditions of Use, or Our Privacy Policy, please feel free to contact Us by email at laluzdesignstudios@gmail.com
ALL RIGHTS RESERVED
All rights not expressly granted in these Terms and Conditions of Use and Privacy Policy or any express written here, are reserved by Company.
SEVERABILITY
If any part of these Terms and Conditions of Use and Privacy Policy is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.
CONTACT INFORMATION
Email: laluzdesignstudios@gmail.com